01 · Getting paid
Payment Processing
Interchange-plus pricing, modern terminals and patient-friendly payment options — reviewed line by line so you can see exactly what you pay for.
The problem
Statements built to be confusing
Most practices are on tiered pricing with a decade of bolt-on fees. The effective rate is buried, and nobody at the practice has time to audit 14 pages of statement detail.
- Downgraded transactions priced at the highest tier
- PCI, batch, statement and 'network access' fees
- Terminals that don't reconcile with your practice software
The solution
Honest insight. Transparent solutions.
- Best negotiated rates for clinicians
- No sneaky rate increases
- No hidden or extra fees
- Text-to-pay & recurring payment features
- Smart solutions to eliminate 100% of your credit card processing fees with our SmartChoice Program
- Integration with most EMR softwares
- Same day funding
Plans
Plans tailored to your needs
Start with the essentials and add payroll or people support whenever your practice is ready.
Core Care
- Payment processing
- Patient financing
- Loans for your practice
- Full access to webinars and events
Core Care + Payroll
- Payment processing
- Patient financing
- Loans for your practice
- Full access to webinars and events
- Payroll
Core Care + People
- Payment processing
- Patient financing
- Loans for your practice
- Full access to webinars and events
- HR and compliance
Complete Care
- Payment processing
- Patient financing
- Loans for your practice
- Full access to webinars and events
- Payroll
- HR and compliance
Benefits
Why practices choose our payment processing
Interchange-plus pricing
One transparent markup. Your cost moves only when card networks move.
Text-to-pay
Send a secure payment link after the visit and collect balances in minutes, not weeks.
Card on file
Store cards securely for treatment plans, memberships and recurring balances.
Fee-reduction programs
Compliant surcharge and dual-pricing options where they make sense for your patients.
Integrated reconciliation
Deposits and postings line up with your ledger without manual matching.
Real support
A named specialist who knows your practice, not a general queue.
How it works
Three steps, no disruption
- 01
Send a statement
We review three months of processing detail — no commitment required.
- 02
Get a line-item analysis
You see your true effective rate and where the leakage is.
- 03
Switch or stay
If we can't beat it, we'll tell you. If we can, we handle the migration.
Features
What's included
Terminals and virtual terminal
Countertop, mobile and browser-based capture with EMV, tap and digital wallets.
Patient payment portal
Branded, mobile-first balance payments with receipts and payment plans.
Reporting
Daily deposit reporting by location, provider and payment type.
Line-item
Review of your own statements, not estimates
Interchange-plus
One transparent markup you can verify
No
Long-term contract or cancellation fee
What this means for you
Pay measurably less to get paid — and see exactly what you pay for.
FAQ
Questions about this service
The Savings Checkup
Find out what your practice is really paying.
A clinician-to-clinician review of your payment processing, patient financing, payroll and retirement plan. Free, confidential, and there is nothing to switch unless the numbers say so.
01You send statements
Recent statements for whichever services you want looked at. Nothing else required.
02We read the fine print
A line-by-line review of what your practice actually pays today — rates, fees and all.
03You get a straight answer
Current cost, proposed cost, and the difference in writing. Keep what you have if it wins.
No cost, no obligation, no long-term contract to find out.