02 · Case acceptance
Patient Financing
A soft-pull prequalification flow and a lender network that covers more credit profiles, so treatment plans turn into started cases.
The problem
The plan is approved. The financing isn't.
A single-lender program declines a large share of applicants, and the conversation ends at the front desk instead of in the operatory.
- One lender, one credit box, one answer
- Hard credit pulls that patients decline to authorize
- Paper applications that take the coordinator 20 minutes
The solution
Increase case acceptance: help your patients get to "yes".
- Lowest cost to clinicians — rates as low as 3%
- 0%, 6- and 12-month options for your patients
- High approval rates
- A fast, secure, mobile-friendly application process
- No hard credit check to get prequalified offers
- Ultra-low monthly payments with terms up to 60 months and no pre-payment penalties
- Built on the strength and security of a national bank partner
Plans
Plans tailored to your needs
Start with the essentials and add payroll or people support whenever your practice is ready.
Core Care
- Payment processing
- Patient financing
- Loans for your practice
- Full access to webinars and events
Core Care + Payroll
- Payment processing
- Patient financing
- Loans for your practice
- Full access to webinars and events
- Payroll
Core Care + People
- Payment processing
- Patient financing
- Loans for your practice
- Full access to webinars and events
- HR and compliance
Complete Care
- Payment processing
- Patient financing
- Loans for your practice
- Full access to webinars and events
- Payroll
- HR and compliance
Benefits
Why practices choose our patient financing
Soft-pull prequalification
Patients see real offers in under a minute with no impact to their credit score.
Multi-lender waterfall
One application routes across prime, near-prime and second-look lenders.
Longer terms
Extended and promotional-period options for larger treatment plans.
Funded fast
Practices are typically funded within one to two business days.
Non-recourse
Approved balances are the lender's risk, not yours.
Team training
Scripting and coaching so coordinators present options with confidence.
How it works
Three steps, no disruption
- 01
Present the plan
Coordinator sends a link or hands over a tablet.
- 02
Prequalify
Patient sees approved amounts and monthly payments instantly.
- 03
Start treatment
Documents are signed digitally and the practice is funded.
Features
What's included
Mobile-first application
Under two minutes on a phone, no printing, no scanning.
Approval analytics
Track application volume, approval rate and average funded amount.
Co-branded materials
Waiting room and operatory collateral built for your practice.
Soft pull
Prequalify patients with no credit impact
Multi-lender
One application, several lenders
$0
Cost to review your current program
What this means for you
More treatment plans actually start, because patients hear a number they can live with.
FAQ
Questions about this service
The Savings Checkup
Find out what your practice is really paying.
A clinician-to-clinician review of your payment processing, patient financing, payroll and retirement plan. Free, confidential, and there is nothing to switch unless the numbers say so.
01You send statements
Recent statements for whichever services you want looked at. Nothing else required.
02We read the fine print
A line-by-line review of what your practice actually pays today — rates, fees and all.
03You get a straight answer
Current cost, proposed cost, and the difference in writing. Keep what you have if it wins.
No cost, no obligation, no long-term contract to find out.